In an effort to keep orthodontic fees down while maintaining the highest level of professional care possible, we have established our financial policy as follows: If full payment is made at the onset of treatment, we will offer a courtesy discount. If you have orthodontic insurance, we will offer a courtesy discount for full payment of your portion of the fee that will not be covered by insurance. To fit the needs of our patients, a financial arrangement can be made to extend your payments over a period of months following an appropriate down payment with no interest charges. For your convenience we accept VISA and Mastercard. If your insurance policy offers orthodontic coverage, we will help you determine the coverage that you have available, and we will make financial arrangements with you for payment of your portion of the fee that is not covered by insurance. We will file your insurance for you. In cases of serious delinquency, treatment will be discontinued, although we will make every effort to accommodate our patients with temporary difficulties.